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Road Crash Victims Management
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Unlike current privatized 3rd party insurance systems The Road Crash Victims Management Model is not concerned to converting injury or death into as much [or as little] cash as can be wrested from an insurer.

It is founded on the simple principle that the social harm accruing to victims is to be proactively addressed without avoidable delay so as to achieve immediate and longer term benefits to both the victim and society.

In partnership with other relevant sectors and role players it operates on a functional continuum -










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If over 95% of road crash victims are blameless, why should they have to fight for compensation?

1.  Road Crash and Injury Prevention







This is logically the first step indicated in the functional continuum. Prevention is better than cure. Most societies are already preoccupied with Road Safety … etc with mixed results. In 2007 a Road Safety Conference held in Accra, Ghana found that, without exception, all road safety agencies in Africa had failed.

Since The Road Crash Victims Management model has a direct interest in the prejudice accruing as a result of road crashes it is able to consensually devise and implement annual road safety projects specifically tailored to need, indicated by recent experience.

The experience of the Accident Compensation Commission of New Zealand and the Transport Accident Commission (TAC) of Victoria, Australia proves that this approach constitutes a very “smart investment’ for such an entity.


The issue is therefore addressed in terms of a “business minded” approach in cooperation with such other public and private sector entities that have an interest, such as the Police, Road Safety agencies, other State road agencies and insurance houses in terms of “an interested cluster” approach.
ambulance                                2.  Road Crash Response                                air ambulance
 Since road crashes will still occur despite best prevention efforts, this is the second function of the model on the continuum.

 There is a complete consensus that efficient and effective road crash response in critical to saving lives, reducing longer term morbidity, enhancing rehabilitation and - really saving money. The model cooperatively includes all other response and emergency services, e.g, ambulance and air rescue.The commitment by the entity and its partners is to attempt to achieve the "golden hour" in all cases. The higher the incidence of "golden hour", the greater the benefits to humanity and the higher the savings in millions/billions to the State. For an excellent example of road crash response see [RACQ link].

3.  Victim Management
Once victims are picked up they are streamed -doctor
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  • Medical cover    -    those requiring medical treatment, including trauma and high care
  • Rehabilitation    -    those who may go on to rehabilitation programs, including re-skilling
  • Funeral cover    -    those requiring burial
  • Dependant's Support    -    dependants of deceased persons receive immediate support as if the breadwinner 
    were still alive
All of the above benefits are provided on a victim specific "as needs" basis, in partnership with the medical sector in particular. Social services are critical to providing support for survivors. Trauma, high care and long term patients are managed in terms of "treatment plans' consensually put in place with patients and/or guardians and next of kin. Central to the model is an over-arching commitment by all involved to ensure that health and function are restored without avoidable delay. Hence the depiction in the RCVM logo.

4.  Life Enhancement for the Permanently Challenged

Victims who, despite all efforts, remain disabled, receive life long support in their home so as to enhance the quality of life. This includes home alteration, provision of prosthetics and other aids, home visits by social workers and training of family members as care givers.
The Promise
- this model will -

§ Save Lives   § Redress Human Suffering   § Redress Social Injustice  § Save Money
....
Peace Of Mind

Please free free to challenge any aspect of the Road Crash Victims Management Model by contacting us.
Remember you or a loved one could be involved in a road crash at any time.
This conversation is worth having
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A Public/Private Sector Partnership to promote the common good
 RCVM MODEL  
           1
   Road Crash
         and
Injury Prevention
         2
Road Crash
  Response
3
Medical Treatment
       Rehabilitation
Support for Dependants
Funeral Cover
         4
Life Enhancement
           for
      Disabled