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"Road crashes ... cost low and middle income countries more than the total development aid they receive ... immediate and effect interventions are needed ...   UN Gen Assembly [link] and now from or biggest constitutional democracy ... [India link]

Pan American Health Organization -

" ...the health systems of the countries of the Americas are strained by the toll of the injuries among drivers, passengers, cyclists and pedestrians affected by road traffic crashes ... has designated the reduction of deaths, injuries and disabilities from road traffic crashes in the Americas as one of its priority areas for action ..."     [more] 

Eastern Mediterranean Health Journal -
"As every day bids us goodbye, as many as 3000 people will be killed and 100,000 more injured on the world's roads.  The toll is heavy and its impact often lasts longer than we imagine, very often forever ..."       [more] 

Both as regards accident/crash prevention and post crash management -
"Road traffic injury prevention must be incorporated into a broad range of activities, such as the development and management of road infrastructure, mobility planning ... and the provision of health and hospital; services, child welfare services ... the health sector is an important partner in the process ..."  per World Report on Road Traffic Injury Prevention    [more] 

WHO - UN Gen Assembly   
14 April 2004 - "Road crashes are the second leading cause of death globally among young people aged 5 to 29 and the third leading cause of death among people aged 30 to 44 years. They cost low and middle income countries more than the total development aid they receive ... immediate and effect interventions are needed ..."  [more]

World Bank - Every year more than 1.17 million people die in road crashes around the world. The majority of these deaths, about 70 percent occur in developing countries. Sixty-five percent of deaths involve pedestrians and 35 percent of pedestrian deaths are children. Over 10 million are crippled or injured each year.           [more]

Over 90% of victims being passengers, pedestrians and cyclists, (non-vehicle owners) come from the relatively disadvantaged sector of society.

Passengers are the majority and conveyance is often forced by their disadvantaged circumstance.                    

Not being drivers, passengers do not cause accidents and therefore present as blameless for the pandemic.        
Pedestrians suffer greatly disproportionate injury in relation to their contribution to a road crash event.

This real life inequality and disadvantage is carried through and embedded in the current 3rd party insurance model in that the functional interest of the model is to reactively ensure that a driver/owner is protected against a claim in the pursuit of profit. There is no functional interest in the welfare of the victim.

The victim is compelled to seek out and identify the owner/driver and his/her insurer and prove both liability and the value of loss or damage assuming the driver is insured or not under-insured.

That attempts to seek fair, just and reasonable compensation often end in failure is guaranteed, given the problematical nature of accident facts, logistical challenges, the inherent inequality of resources and the need to ensure profit - hence the huge "contingency fee" legal industry. 

"The contingency fee system is often portrayed, particularly in the pervasive insurance industry propaganda, as a system by which "personal injury lawyers" take percentage of the recovery rather than hourly fees".  [more]

Even if a claim for compensation against a 3rd part insurer is wildly successful it rarely redresses the social harm that has already accrued from the moment of the road crash .

So is this a case of the rich (vehicle owners/drivers) killing and maiming the poor and smugly maintaining a compensatory model that has all to do with the preservation of self interest at the expense of disadvantaged victims?

"In short, the car has become an instrument of oppression in developing countries as national budgets are hijacked to cope with the demands of car users". [more]

"We campaign to ensure road death and injury receive a proper response by the justice system and are not treated as mere unfortunate "accidents".  RoadPeace                                                                                                             RoadPeace Home

By and large the State, in any event,  ends up picking up the direct and indirect costs as a result of having citizens of increased dependency. "They cost low and middle income countries more than the total development aid they receive ..."   per UN Gen Assembly above

The Road Crash Victims Management Model resolves all of the current problems -       

• in terms of a paradigm shift to address road crash victims as an issue of public health

• ensuring fulfillment of UN resolutions passed in 2004 for efficient and effective measures to be taken

• in terms of an operational model that satisfies philosophical, jurisprudential, financial, actuarial and macro management testing

• resulting in the seamless accrual of social justice and proactive redressing of human suffering

• at a small fraction of the costs of doing nothing or maintaining the status quo!

• and because the model presents in the public sector for the public benefit, international aid funding
  for design and implementation should be available.